Group Medical Insurance – Helpful for People Working in Night Shifts
Around 9 million people in India are involved in the night shift jobs. Such people are more prone to various health problems than the day workers. With rising health issues among such employees and soaring medical cost, it’s high time to opt for an appropriate health insurance say group medical insurance.
Sleepless nights, lack of proper diet and growing bad habits such as smoking and drinking are the major reasons of rising health issues among those working in night shifts. In a recent study it is revealed that women working in night shifts can more likely get breast cancer as the levels of melatonin reduces significantly when exposed to light at night. Besides, it can lead to serious complications in pregnancies as well.
This kind of disturbance increases the chances of development of cancer. On the other hand, night shifts are equally harmful for men as well. Working in night can create serious health problems such as rectal and colon cancers, digestive problems and high blood pressure, rise in cholesterol and triglycerides can lead to severe cardiovascular diseases.
If such kind of working routine continues for a long time, rectal and colon cancers can develop because of the reduced level of melatonin. Night shifts also create other health problems such as constipation, indigestion, diarrhea, insomnia, psychological problems and much more. Women, especially pregnant ladies should not work in night shifts, as it increases the chances of miscarriages.
Besides, it also causes deficiency of Vitamin D thereby causing bone related problems both in men and women. Such disturbances often result in various health problems, people after work are not able to get proper sleep and rest, as most of them are bachelors putting up in any paying guest and rented flats with friends. This improper sleep can create fatigue followed by numerous other problems.
All of these above mentioned health issues incur huge medical expenses, including expensive tests, medicine, hospitalization cost and doctors’ fees. It’s quite difficult to change this working habit and even more difficult to stop those growing health related problems.
A suitable medical insurance, such as group medical insurance offers great monetary support to the employees of a particular organization, members of a society and so on. Those people who work under same shifts can opt for such policy, thereby equally gaining from the benefits whenever required.
Since huge number of people get insured under one plan, so the premium per head also gets lowered thereby making it affordable to buy. The comprehensive amount at minimal premium enables employees to share the amount with employer as well, thereby making this insurance beneficial by all means. Please make sure to read the policy wordings very carefully before signing it.